If you don't ask

For the last few months, I've noticed a $2 service fee on my bank statements. I was at first confused, then irritated by this. It didn't feel like the bank was performing much of a service, apart from taking my salary every month and sitting on it.

$2 isn't very much, but if everyone in Singapore was that lacksidaisical about money, the banks would be making $11 million dollars a month for doing nothing at all, and I object to that sort of thing.

Clearly I can't object to it that much, because I didn't do anything for two months, while I was flying around the world or eating cheese in far-flung places. However, this couldn't go on forever.

No ID

Today I asked my wife to go to the bank and open an account. We already have an account together at another bank, but I'm terribly disorganised and live in fear of the day my wife goes to the shop to buy cheese and discovers I've squandered all our money on duff electronic goods. Or the other way round.